1% Bonus 1st Year
0.50% at six months and another 0.50% at twelve months on qualifying new capital still invested.
Invest NowIncome Multiplier Special: Limited to First $2MM in New Investments
The Blue Vikings Income Fund
Just Got Even Better
Take advantage of our strongest offer yet—with more income potential, greater flexibility, new ways to qualify for higher return tiers, and valuable investor resources.
All while keeping the features investors already value most about the Blue Vikings Income Fund: real-estate-backed income, the choice between monthly distributions or monthly compounding, and access to your capital when you need it.
For accredited investors only · $25,000 minimum qualifying new capital
The Blue Vikings Income Fund generates income from loans and provides investors with dependable monthly income.
Real estate-backedshort-term loans
First-positionliens
Diversifiedloan portfolio
Monthly incomeor compounding
The reason for the offer
Strong loan demand.
More capital ready to work.
We created the Income Multiplier Special in response to strong qualified borrower demand and the need for additional capital available for deployment. The investment strategy has not changed: the Blue Vikings Income Fund remains focused on disciplined, real estate-backed private lending.
The Special rewards qualifying new capital while keeping the Fund—not the promotion—the reason to invest.
Learn more about the Blue Vikings Income FundTwo additional return tiers
Special 8.50% and 9.50% Preferred Return tiers bridge the gaps between popular tiers.
Three-month initial commitment
New investors receive a reduced initial commitment period instead of the standard six months.
Qualify together
Capital Circles let friends and family combine qualifying new capital to reach higher income return tiers.
Big Bonuses on New Investments
Up to 1% in bonuses.
Two rewarding milestones.
Maintain your qualifying new investment through each milestone to receive the applicable one-time promotional account credit.
Six-month anniversary
0.50% Fast Start Credit
Calculated on qualifying new capital still invested at six months.
Twelve-month anniversary
0.50% Loyalty Credit
Calculated on qualifying new capital still invested at twelve months.
These are one-time promotional account credits—not permanent increases to the annual Preferred Return.
Income Multiplier Preferred Return tiers
Earn more at
lower balances.
We are introducing two promotional tiers that bridge the gaps between our most popular return tiers: 8.50% at $250,000 and 9.50% at $750,000.
These tiers are available only while the first $2 million in qualifying new capital is being funded and accepted. Once you qualify during the promotion, you may keep that return for as long as your Account Balance remains at or above the required promotional-tier balance.
Related accounts: subject to Manager approval, amounts invested through accounts attributable to the same underlying investor—such as a self-directed retirement account and personal funds—may be combined to determine the tier. Each account remains legally separate.
Account
balancePreferred
Return
balancePreferred
Return
$25,000–$99,9997.00%
$100,000–$249,9998.00%
$250,000–$499,9998.50%Special tier
$500,000–$749,9999.00%
$750,000–$999,9999.50%Special tier
$1,000,000+10.00%
Preferred Returns are subject to the Fund documents and applicable side letter. If a qualifying balance falls below a tier minimum, the rate prospectively adjusts to the highest supported tier.
3month initial commitmentinstead of the typical 6 months
More flexibility for new investors
See whether the Fund
is right for you.
New investors participating through the Income Multiplier Special have full liquidity after just 3 months, instead of the Fund’s normal 6-month commitment period.
After the initial 3 months, if you decide the Fund is not the right fit, you may withdraw your investment balance, including applicable returns, subject to the Fund’s standard withdrawal and processing provisions.
Existing investors who already satisfied their original commitment do not restart a commitment period when adding capital.
Reach a higher income tier together. Invest separately.
Invite people you trust.
Everyone may earn more.
A Capital Circle allows accredited friends and family members to combine their qualifying new investments to reach a higher Income Fund Preferred Return tier—while everyone continues to invest separately and maintains full ownership and control of their own account.
For example, spouses may combine investments held in separate self-directed retirement accounts with investments made through personal, non-retirement accounts. Investors may also form a Capital Circle with other accredited family members or friends, giving everyone in the Circle access to the higher tier supported by their combined investment.
- Separate Capital Accounts and subscription documents
- Separate ownership, reporting, and tax documentation
- No participant controls another participant’s investment
- Contributions must fund within a 30-day qualification window
$250K+8.50%
$500K+9.00%
$750K+9.50%
$1MM+10.00%
Example: Three investors contributing $85,000 each would qualify for an 8.5% Preferred Return, instead of a 7% return, because their combined balance is greater than $250,000.
If the combined balance later falls below its tier, the Circle has 30 days to restore it. Each investor remains legally separate. See the full Special Terms for details.
Request a Private Group PresentationSee the Income Multiplier difference
Regular Fund benefits.
Enhanced promotional value.
The Income Multiplier Special preserves the Blue Vikings Income Fund’s core features while adding a shorter new-investor commitment, two new return tiers, first-year bonuses, and Capital Circle access.
FeatureRegular Income FundIncome Multiplier Special
New-investor commitment6 months3 months
$250,000 investment8.00% Preferred Return8.50% promotional tier + bonus eligibility
$750,000 investment9.00% Preferred Return9.50% promotional tier + bonus eligibility
First-year bonusesNot availableUp to two one-time 0.50% credits
Capital Circle accessNot availableAvailable
$33,726
additional account value after 10 years under the 8.50% promotional tier and first-year bonuses, compared with regular 8.00% terms.
$111,526
additional account value after 10 years under the 9.50% promotional tier and first-year bonuses, compared with regular 9.00% terms.
Illustrative examples only. Assumes monthly compounding, the stated Preferred Return remains applicable, both promotional credits are earned, and no withdrawals occur. The promotional tier continues only while the required minimum balance is maintained.
Every investor in this promotion also receives
Practical resources to support
your broader investment decisions.
Maria’s signed book
A personally signed copy of How to Pay Zero Taxes Investing in Real Estate.
Portfolio ROE Calculator
Access to the Blue Vikings Portfolio Return-on-Equity Calculator to help evaluate how efficiently equity is working across your portfolio.
Private Invitation
An invitation to the October 29 Private Investor Roundtable—a closed discussion with Maria where participants can ask questions and explore real estate investing and capital allocation.
“
I believe alignment matters. My family and I were the first investors in the Income Fund—and we remain its largest investors. We evaluate every lending decision with our own capital invested alongside yours.
30+Years investing
in real estate
in real estate
Blue Vikings Lending at a glance
Experienced leadership.
Disciplined lending.
Portfolio data current as of June 2026. In-house underwriting and servicing on every loan. All loans are first-position liens on U.S. real estate.
Maria Zondervan
Co-Founder · CEO
Who is responsible for the lending?
Maria and Don each bring approximately 30 years of real estate experience, including fix-and-flip investing, mortgage brokerage, private lending, and ownership of a multimillion-dollar personal portfolio of single-family homes and apartments.
- First property purchased in 1996
- Co-GP or Fund Manager in more than 3,000 units across seven states
- Maria: M.S., Lund University; professional underwriter
- Don: B.S. Economics, University of Georgia; mortgage-broker background
- Launched the Fund with their own money before inviting investors
Don Zondervan
Co-Founder · COO
Questions, answered
Income Multiplier
Special FAQ
Who can participate?
The Special is available to accredited investors under Rule 506(c). New investors may participate with a minimum $25,000 investment. Existing investors may participate by adding at least $25,000 in qualifying new capital.
When does the Income Multiplier Special end?
There is no predetermined calendar expiration date. The Special is limited to the first $2,000,000 of qualifying new capital funded and accepted, unless the Manager closes or modifies the offer earlier in accordance with the Fund documents. Reservations and verbal commitments do not secure capacity.
Are the 0.50% credits permanent increases to my Preferred Return?
No. They are separate, one-time promotional account credits calculated on qualifying new capital that remains invested at each applicable anniversary. They do not permanently increase the annual Preferred Return.
What happens if I withdraw before a bonus anniversary?
The applicable 0.50% credit is calculated only on qualifying promotional capital still invested at the six- or twelve-month anniversary. Capital withdrawn before an anniversary is not included in that anniversary’s credit calculation.
What is the commitment period?
New investors participating through the Income Multiplier Special have full liquidity after just 3 months, instead of the Fund’s normal 6-month commitment period. Existing investors who have already satisfied their original commitment do not restart a commitment period when adding capital. Other withdrawal, notice, processing, liquidity, and related provisions remain unchanged.
Can I combine personal and retirement accounts?
Subject to Manager approval, balances attributable to the same underlying investor may be combined to determine the applicable Preferred Return tier. Each account remains a separate legal investment with its own documents, reporting, ownership, and tax treatment.
Can I take monthly distributions instead of compounding?
Yes. Investors may choose monthly distributions or monthly compounding and may change that selection through the investor portal, subject to the Fund documents. The growth examples on this page assume monthly compounding.
What happens if a Capital Circle falls below its tier?
The Circle has a 30-day cure period to restore the required combined balance. If the balance is not restored, each participant’s Preferred Return prospectively adjusts to the highest tier supported by the remaining combined balance.
Will I receive documentation of my promotional terms?
Yes. Each participating investor will receive a confidential side letter documenting the promotional terms that apply to that investor. The Fund’s governing documents remain controlling except where specifically modified by the executed side letter.
First $2 million funded and accepted
Put your capital to work
with enhanced economics.
Review the offering in the investor portal or download the full Income Multiplier Special Terms before you invest.